How Much Does It Cost To Finance Your Car?
Whether you’ve got your sights on a
new Hyundai Palisade or a
used car in Kansas City, it’s important to know how each choice will affect your monthly loan payments before signing any dotted lines. Calculating your car loan payments before shopping could save you time, headaches, and, of course, lots of money.
To get the most accurate estimate on your future monthly vehicle financing payments, take these steps:
- Browse used cars and new Hyundai vehicles for sale at McCarthy Blue Springs Hyundai. Once you find a few to take home, note the “McCarthy Price,” which is our best price on each respective vehicle.
- Do you have a vehicle to trade? Estimate its trade-in value.
- How much money are you able to put down? The higher the down payment, the lower your monthly car loan costs.
- What’s your estimated interest, or annual percentage rate (APR)? You can get pre-approved for financing online to see these figures, based on your credit history/score.
- How long would you like to finance? A typical car loan in Kansas City is anywhere from 60-72 months, or five to six years, though there are shorter and longer auto loan options available. The longer the loan term, the more interest you’ll pay over time; the shorter the loan term, the higher your monthly payments.
- To get an even more accurate auto finance payment, you can speak with your dealer about fees and tax rates (%) for any specific vehicle.
- Insert all that information into the form above to see how much it costs to finance a car in Blue Springs. You’re one step away from buying a new vehicle!
Of course, if you need any help applying for financing or choosing whether to buy or lease a car, contact our car dealership near Kansas City at (816) 224-7500 or visit our auto finance center at 3000 NW S Outer Road in Blue Springs, MO. As one of the most reputable car dealerships serving Lee’s Summit and Kansas City, we’re always happy to go over all your auto loan opportunities and show you our current Hyundai lease deals. Your wish is our command.